If you are building your dream home from the ground up, Gateway Mortgage has the products and expertise you need. Take your time browsing the loans below or reach out to one of our local offices. We’re here to help!
Here's how it works:
A one time close loan can provide significant benefits:
Gateway offers this excellent loan option for homebuyers looking to build their home on time and on budget. This smart solution combines the construction loan with the permanent financing (mortgage) at the beginning of the home-building process. Once the construction phase is complete, the loan is converted to the permanent mortgage terms without another formal loan closing and closing costs.
The Fannie Mae HomeStyle loan is a robust program that can help homebuyers fix up a new home with just one loan. It is a flexible option with many great benefits like allowing financing for major or luxury items, and can be used on a wide range of property types.
FHA 203(k) loans are an excellent choice for purchasing a fixer-upper or updating your new home with small renovations or major repairs. This government-backed mortgage allows homebuyers to combine their mortgage with the cost of approved renovations into a single loan, saving buyers time and money.
The FHA 203(h) loan is specifically designed to help people who have endured life-changing events that occur in a Presidentially Declared Major Disaster Area (PDMDA). This government-backed loan is a great first step to help when it is time to rebuild, repair and recover.
Our simple online application process makes it easy for you to track and manage every step on your path to homeownership. Start by selecting your state and setting up your account.
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